Featured Mortgage Articles

At the time when interest rates were rising, many people locked their mortgage in at the lowest possible rates. In recent months the Bank of England has lowered its rate of interest from the 2007 rate of 5.75% to just 3% to help combat the financial crisis that is occurring all over the world.
Those homeowners [...]

The amount of interest lenders charge when you take out a mortgage on your home is one of the main factors that determines your monthly payment and how long it will take you to repay the money in full. When searching for a mortgage, the interest rate charged by the lender should be your guide [...]

As a first time buyer in the current financial and economic climate there are a number of things that you need to consider before you make a definite decision with regards to whether to take the plunge or not.
Buying a property for the first time can be daunting and confusing at the best of times, [...]

The decision to take out a mortgage for the purchase of a home is perhaps the most important decision you will ever make in your life. You are signing your name to a large amount of debt, which makes it very important that you choose a mortgage with the best possible repayment terms.
There are different [...]

The sensible thing to do is to start saving for your retirement as soon as you start working. However, not many people do this because when you are young you don’t usually look that far into the future. Then you get married, take out a mortgage on a new home and start a family after [...]

When you are looking for the best mortgage deal, it is essential that you shop around. The rising interest rates, often by as much as 1.25%, have seriously hampered the efforts of UK consumers to obtain a mortgage with repayment schedules that they can afford. Therefore, when you decide to buy a new home, you [...]

As most homeowners will be only too well aware it has become increasingly difficult to sell homes in most parts of the UK as a result of a number of factors. There has been a dramatic drop in the number of mortgage products available over the past year, and access to mortgages has also been [...]